Bankruptcy Attorney - Lawyer

A personal bankruptcy is the legal process in which an individual or family may seek to dissolve or restructure your debt in an effort to gain a fresh start in repairing your credit over the specific period of time.

There are essentially two main types of personal bankruptcies:

Chapter 7 Bankruptcy: If successful, a chapter 7 bankruptcy is designed to wipe out your debts, allowing you to get a "Fresh Financial Start". Typically an individual who files for a chapter 7 bankruptcy has a large credit card debt which may include multiple credit cards, various unsecured bills with may be associated with various assets which the payment status may or may not be delinquent.

Chapter 13 Bankruptcy: If successful, a chapter 13 bankruptcy is designed to restructure of the debt in a manner which is considered manageable to repay the dept. Those who are more likely to file for a chapter 13 bankruptcy are individuals who seek to hold on to possessions such as a home, multiple vehicles, or other property or assets.

The Law Offices of Adray & Grna provides experienced Bankruptcy Attorney & Lawyer legal services in the Toledo, Monroe, Northwest Ohio, and Southeast

If you are considering your options regarding a bankruptcy, make sure your legal rights are protected by seeking the legal advice of an experienced bankruptcy attorney & lawyer, who proudly serves the

A judgment by a credit card company can actually be worse for your credit than filing bankruptcy. Many of those who have filed a successful bankruptcy have reported repairing their credit in less than 3 years.

Contrary to popular belief, in a bankruptcy, you may be able to keep your car, home, or other goods.

Once you have filed for bankruptcy, any pending lawsuits against you by creditors will be halted immediately. This also stops the harassing and threatening phone calls which creditors and collection agencies often rain down upon you. After you have filed for a bankruptcy, creditors and collection agencies can no longer attempt to contact you, or they may face penalties themselves.

As a bankruptcy law firm, we are experienced, prepared, and well qualified to represent you in even the most difficult of legal challenges you may be facing. We are well versed in Ohio & Michigan bankruptcy law, and we know how to apply the law to your specific legal needs and goals.

Mr. Adray and Mr. Grna will put their legal expertise and knowledge of the litigation system in both Ohio & Michigan State Courts, and utilize that experience for your best interests. When you need to protect your legal rights regarding a bankruptcy... we are here to help you.

"We Are Here To Represent YOU!"

If you are considering your options regarding a bankruptcy in Toledo, Monroe, Northwest Ohio, or Southeast Michigan, make sure your legal rights are protected by seeking the legal advice of an experienced bankruptcy attorney & lawyer. Contact The Law Offices of Adray & Grna today by calling (419) 241-2000 to schedule a confidential legal consultation.

Call Us Now 419-241-2000

Toledo Bankruptcy Attorney and Lawyer legal services: Providing experienced chapter 7 and chapter 13 bankruptcy legal services in Toledo, Lambertville, Monroe, and the Northwest Ohio ~ Southeast Michigan communities.

Ohio & Michigan Bankruptcy Attorney & lawyer legal Services in:

Toledo, Perrysburg, Rossford, Maumee, Lime City, Roachton, Walbridge, Monclova, Bowling Green, Waterville, Oregon, Sylvania, Ottawa Hills, Northwest Ohio, Lucas County, Wood County, Lambertville, Temperance, Ottawa Lake, Samaria, Erie, Luna Pier, Monroe, Hillcrest Orchard, La Salle, Southeast Michigan, Monroe County.